Real Estate Commission Calculator
Ontario home sellers: see what you’d pay, and what you could save
A real estate commission calculator shows what a home sale would cost under different commission structures, including tax. In Ontario, real estate commission includes 13% HST, and the amount is negotiable rather than fixed by law. Parker Coulter Realty’s listing commission is 1% of the sale price, paid on closing only if the home sells, with no upfront or cancellation fees. A separate co-operating brokerage commission, chosen by the seller at the time of listing, is added on top. When comparing to a 2.5% listing commission plus a 2.5% co-operating brokerage commission — a 5% total — on an $800,000 Ontario home sale, that comparison totals $45,200 including HST. Listing with Parker Coulter at 1% plus a 2.5% co-operating commission totals $31,640 including HST, a difference of about $13,560. Every figure above is HST-inclusive, and the 5%/2.5% figures are comparison points only, not a market rate or a representation of what other brokerages charge.
This one is entirely your call as the seller. The co-operating brokerage commission is separate from our 1% listing commission and is determined at the time of listing by you — and it is the single biggest variable in what selling actually costs you. We will talk it through with you before you list.
Comparison at 5%
- Total commission (5%)
- $37,500
- HST (13%) on commission
- $4,875
- You pay
- $42,375
Listing with Parker Coulter
- Our listing commission (1%)
- $7,500
- Co-operating brokerage (2.5%)
- $18,750
- HST (13%) on commission
- $3,413
- You pay
- $29,663
- Listing commission does not include cooperating brokerage commission. Co-op commission is determined at time of listing by the seller.
- The 5% comparison column is a comparison point we have chosen for illustration — a 2.5% listing commission plus a 2.5% co-operating brokerage commission. It is not a standard, an average or a market rate, and it is not what any particular brokerage charges. Commissions in Ontario are negotiable and are not set by law.
- Our commission is always 1%, and that 1% is the listing side only. No upfront fees, no cancellation fees, no fees whatsoever — we only get paid when you get paid.
- Both columns add 13% HST on top of the commission, which applies to real estate commission in Ontario. The figures shown are HST-inclusive.
- This is an estimate based on a sale price you choose. It does not include the other costs of selling — legal fees, closing adjustments, mortgage discharge and the like. Your lawyer can give you exact numbers.
How Ontario real estate commission works
Commission usually has two parts: the listing commission, which is what your own brokerage charges to market and sell your home, and the commission offered to the co-operating (buyer’s) brokerage. That second amount is separate from the listing commission and is the seller’s choice, set at the time of listing.
Commissions in Ontario are negotiable and are not set by law. We compare to 2.5% on the listing side because it is a round number sellers recognise — it is a comparison point, not a standard or a market rate. 13% HST applies to real estate commission in Ontario on top of whatever percentage is agreed, and the calculator above shows it as its own line so the totals are HST-inclusive.
What the 1% actually includes
Our listing commission is 1% of the sale price, paid on closing, only if your home sells. No upfront fees, no cancellation fees, no fine print. It is the same full service whether your home is $400,000 or $2 million:
- Photography
- Drone
- Staging assistance
- 3D tour
- Floor plans
- 24/7 support from start to close
Any commission offered to the co-operating brokerage is separate and entirely optional — it is your call as the seller, made at the time of listing. When comparing to a 2.5% co-operating commission, your all-in cost is 3.5% — against a comparison at 5% total. We are the original 1% listing brokerage in Simcoe County, and we have been listing homes this way for about a decade across Barrie, Simcoe County, cottage country and the GTA.
Listing commission does not include cooperating brokerage commission. Co-op commission is determined at time of listing by the seller.
Commissions in Ontario are negotiable and are not set by law. Any 5% or 2.5% figure shown on this page is a comparison point only — it is not a standard, an average or a market rate, and it is not a representation of what any other brokerage charges. 13% HST applies to real estate commission in Ontario and is included in the figures shown.
Frequently asked questions
How much is real estate commission in Ontario?
Commission in Ontario is negotiable and not set by law, so the amount varies by brokerage and by agreement. Parker Coulter Realty’s listing commission is 1% of the sale price. When comparing to a 2.5% listing commission plus a 2.5% co-operating brokerage commission — a 5% total — you can see the HST-inclusive dollar figures for your own home price using the calculator above.
Who pays real estate commission in Ontario?
The seller pays real estate commission on closing, out of the sale proceeds. It usually has two parts: the listing brokerage’s commission, and the co-operating (buyer’s) brokerage commission, which the seller sets separately at the time of listing.
Is HST charged on real estate commission?
Yes. 13% HST applies to real estate commission in Ontario, on both the listing side and the co-operating brokerage side. It is added on top of the commission percentage, and the calculator above shows it as its own line so the totals you see are HST-inclusive.
Can I negotiate real estate commission in Ontario?
Yes. Commissions in Ontario are negotiable and are not set by law or by any real estate board. Any 5% or 2.5% figure referenced on this page is a comparison point only — not a standard, an average, or a representation of what any other brokerage charges.
What does Parker Coulter Realty charge?
Parker Coulter Realty charges a 1% listing commission, paid on closing only if the home sells, with no upfront fees and no cancellation fees. The co-operating brokerage commission is separate and is the seller’s choice, decided at the time of listing.
What does the 1% listing commission include?
The 1% listing commission includes photography, drone, staging assistance, a 3D tour, floor plans, and 24/7 support from start to close — the same list whether the home is $400,000 or $2 million.
Want the full picture? How our 1% listing commission works · Compare realtor commissions in Ontario · Client reviews · Selling with Parker Coulter
Prefer to talk it through with no obligation? Call 705-722-9111, or use the form below and we will come back to you with a straight answer on what your home is worth and what selling it would cost.